Does homeowners insurance cover hardwood floor damage?
You've spent a lot of money on those lovely oak planks, so it's natural to wonder, does homeowners insurance cover hardwood floor damage when things proceed sideways? The short answer is usually "yes, " yet just like anything including insurance companies, there's always a catch—or three—hidden in the particular fine print. It usually comes lower to the way the damage happened instead of just how much it's going to cost to repair it. If a person wake up to some literal indoor pond because your drinking water heater exploded, you're likely in fortune. If your floor is looking a little rough because your own golden retriever considers the hallway is definitely a drag remove, you're probably upon your own. ...